Attention homeowners in The Woodlands and Montgomery County: Get an Appraisal today!
The top reasons Texas homeowners use Linn Appraisals:
At Linn Appraisals, we understand the unique needs of a consumer after appraisal services. While our usual business clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
For Sale by Owner (FSBO)/Pre-Listing ServicesIt's very hard to be objective about your house because you probably have an emotional attachment to it. Professional appraisers, like the ones at Linn Appraisals, will be objective. We will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic selling price so your home will attract buyers, a professional appraisal is a crucial negotiating tool once you have a likely buyer. The appraisal is something concrete to show the buyer. An appraisal is an independent third party's opinion of your house's value -- not just you saying how much you think your house is worth. Interested buyers know that you have an emotional attachment to your home and will be far more likely to give credibility to an experienced appraiser's value estimation than yours.
Challenge property tax assessmentsLet's say your house is not appreciating as much as other houses close to yours -- your local tax assessor may have your house overvalued. That only means you're most likely paying more taxes than you should. Since your property assessment may likely go up again in the next period, the sooner you take care of things like this, the better off you'll be. When contesting your property tax assessment, getting an appraisal from Linn Appraisals is your chief weapon.
Appraisals to remove PMIA fashionable way to cut costs for homeowners is getting the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan amount is below 80% of the value of your home, in most cases you can apply to the lender to have the PMI canceled from your loan, which will make your monthly payments go down. At Linn Appraisals, we're experienced in helping folks just like you rid themselves of unwanted and unneeded PMI insurance.
Recently got a freeze to your HELOC?If your home is close to a declining area, your lender may decide to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. Not only can this be disadvantageous from a cash flow angle, but it can be negative on your credit score since it may appear as though that credit line is maxed out. An expert appraisal from Linn Appraisals can help you reinstate your HELOC.
Do You Need Field and Desktop Appraisal Review Services?Do you need an expert to double-check your appraisal for accuracy, or do you need a second opinion without the added expense and delay of waiting for a whole new appraisal? An appraiser from Linn Appraisals can go out and check the subject and comparables in question in a field review. If you need it in a rush, we'll provide desk review and verify as many facts as we can, using online data sources as well as our own files.
We can also provide a retrospective review of any appraisal report you may have had done before. While typically requested by banks, you may desire to use this service if you suspect mortgage fraud related to your home.